U- Chicago Blog

Know more about student credit cards - how you can get student credit card, benefits of student credit card and all other information about student credit card.

Thursday, April 12, 2007

College Goal Sunday – Touchdown or Penalty?

Regarding those countless locations in over 40 states where college financial aid officers and state officials are the main speakers, College Goal Sundays, a new generation of Financial Aid Nights, could have disastrous consequences for those families who need financial help the most.

Does anyone believe these programs are actually held solely to serve the best interests of families soon to apply for financial aid? Does anyone doubt they have their own agenda based on the policy that they serve the people best when at the same time they also serve themselves? As they are the custodians of the cash and the keepers of the financial aid checkbooks, it is safe to assume that they put their own financial interests ahead of the families they counsel.

While College Goal Sundays are held after the Super Bowl, Financial Aid Nights are usually held in the fall at thousands of high schools where guidance counselors and local Financial Aid Officers are usually the only speakers. It is here that parents learn about the dreaded FAFSA (Free Application for Federal Student Aid), the CSS Financial Aid Profile, federal loans, and grants for very low income families. However, as informative as these programs may be, what is never a topic for discussion is how a family can legally qualify for maximum financial aid. If it was, the endowment funds of our colleges and universities would not be in the billions and bursting at the seams!

With all the hype preceding a College Goal Sunday, families are led down a slippery slope leaving them with the false belief that the colleges will assist them to obtain all the aid necessary to send their sons and daughters to the college of their choice. Sadly, this is rarely the case. When the award letters arrive in the spring revealing thousands of dollars in unmet need, families will face the rude awakening of having to pay additional monies they thought they could bank on; money that remained accruing interest in the bank account of the college their student is attending.

Most applicants don't have a clue where to turn for the kind of help that will make it possible for them to reduce soaring tuition and related costs. Consequently, they put all their eggs in the College Goal Sunday basket. This is tantamount to turning the foxes loose to prey on an untold number of unsuspecting chickens! Families should not go into these meetings blindly believing that all their prayers will be answered. They should absorb all the useful information offered, but before filing the FAFSA, they would be wise to contact a local college funding professional for an expert opinion.

The one inescapable irony here is that the vast majority obtain professional assistance when completing state and federal income tax forms, but when it comes time to apply for financial aid, too few seek professional counseling and grossly overpay for college. This strikes me as particularly odd, as the annual cost of a 4-year college today, far exceeds the average annual tax bill. It seems somehow the American people have been duped into believing that they must do everything they can to reduce or eliminate their taxes, but that it's OK to overpay for their kids' higher education.

Just imagine an Income Tax Goal Sunday sponsored by the IRS. Would they be offering tax planning strategies? Of course not, and none of these College Goal Sunday quarterbacks will be offering financial aid strategies either. While it is certain they will assist families in how to properly file the FAFSA, showing them how to qualify for maximum financial aid will not be one of their College Sunday goals.

Programs of this nature that are presented by financial aid professionals are always far more beneficial as they not only explain how to apply for financial aid, but also how to maximize financial aid dollars. Seek them out. Go to them. Learn from them. They are the one sure way to reduce tuition and related costs by thousands of dollars.

College families, as well as the college-bound, should be comforted by the fact that even after the FAFSA has been submitted, it can still be corrected so that revealing information can be legally deleted, thereby maximizing their financial aid packages for every year their students are in college. You're not likely to hear that useful piece of information at a College Goal Sunday…

Labels: , , , , , , ,

Friday, April 06, 2007

Minnesota Chiropractic Schools

If you are interested in learning how to provide good, holistic healthcare, Minnesota chiropractic schools are prepared to fulfill your desires. Consumers today want natural methods of achieving good health and wellness, and there are several chiropractic schools in Minnesota offering professional chiropractic training to address this growing need.

The practice of chiropractic medicine is based on the body's ability to restore and maintain health naturally, and Minnesota chiropractic schools provide the knowledge and skills you will need to help others achieve and maintain optimum health by natural means. Chiropractic students are taught to assess and diagnose patients with muscular, spinal, and nervous systems disorders, and to treat them through a holistic approach.

Minnesota chiropractic schools teach students to view each patient as an individual and to recommend restoration of health to the entire person--mind, body and spirit. Aspiring chiropractors are taught to obtain information from each client, assess information, and recommend solutions of a natural means to induce the recuperative process. Students learn when to advise such remedies as exercise, changes in diet, and sleep; they will also learn how to make adjustments to spine and joints to assist in the restoration of health. Perhaps most importantly, they learn how and when it is appropriate to make referrals to other healthcare professionals.

Curriculums in all chiropractic schools are intensive and inclusive. Students may choose to specialize in neurology, nutrition, sports injuries, orthopedics, pediatrics, diagnostic imaging or internal disorders. Some Minnesota chiropractic schools offer a few cursory business classes to introduce concepts of operating a chiropractic business, but additional business courses taken elsewhere will likely be necessary for complete confidence in this area.

Beginning chiropractors can expect earnings to be modest early on, but increases will quickly follow as their practices grow. Annual earnings for chiropractors in the U.S. exceed $70,000, with minimums around $45,000 and maximum about $120,000.

You can learn more about Minnesota Chiropractic Schools on our website. We invite you to visit today and select a few top schools. You will soon have the information you need to make an informed choice that could greatly improve your career outlook.

In your search for chiropractic training, you may wish to look into schools in other states, such as:

- Connecticut Chiropractic Schools

- California Chiropractic Schools

- Iowa Chiropractic Schools

- Florida Chiropractic Schools

- Georgia Chiropractic Schools

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2007 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Labels: , , ,

Wednesday, April 04, 2007

Chiropractic Schools in California

The philosophy of chiropractic medicine that is espoused by chiropractic schools in California is based on an ancient philosophy of natural health. Chiropractic practitioners believe that the body is able to achieve and maintain health through natural processes when provided with adequate and nutritious food, and plenty of water, exercise, and rest. The specialized care methods taught in California chiropractic schools should hold tightly to this philosophy, while imparting specialized knowledge and skills of spinal and joint adjustments, therapeutic exercise, patient counseling, and nutrition.

There are many chiropractic schools in California that offer training in this natural, medication-free, and non-invasive approach to physical health. Students learn about effective, safe, and cost-efficient practices; they also learn to interpret patient information, diagnose patient conditions, and provide care suited to individual patient needs.

Students are taught to determine the health needs of patients while taking into consideration the entire patient. The importance of stress levels, exercise, sleep patterns, and the quality and quantities of fluids and nutrition are determined for each patient. Students are taught to assess alignment, how to make appropriate spinal adjustments, and how to help the patient achieve and maintain a healthy balance. Students will develop skills right away, with hands-on training and practical techniques taught in a clinical setting.

You can expect the curriculums in chiropractic schools in California to include courses in clinical skills, physiology, anatomy, chemistry, biochemistry, microbiology, pathology, neurology, psychology, orthopedics, X-ray, and chiropractic philosophy. Some chiropractic schools will touch upon good business practices to provide a bit of preparation for students who wish to enter into private chiropractic business.

Students in chiropractic schools in California can choose to earn certificates or Bachelor of Science (BS) degrees. Graduates can pursue Master of Science (MS) degrees, and they have a choice of majors including neurology, orthopedics, sports injuries, internal disorders, nutrition, or diagnostic imaging.

Career opportunities for chiropractors appear to be excellent in the foreseeable future. Depending on geographic location and degree of education, annual earnings can quickly reach $70,000 to $100,000. But, the rewards go far beyond monetary rewards; chiropractors enjoy the great satisfaction of helping others to live better and healthier lives.

To learn more about Chiropractic Schools in California (and other states) we invite you to visit our website where you will find a huge selection of quality schools that are eager to hear from you. If necessary, you may consider expanding your search to include other states, such as:

Chiropractic Schools in Missouri

Chiropractic Schools in Minnesota

Chiropractic Schools in Iowa

Chiropractic Schools in Florida

Chiropractic Schools in Connecticut

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2007 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Labels: , , ,

Tuesday, April 03, 2007

Chiropractic Schools in Illinois

Chiropractic schools in Illinois are attracting people who wish to learn how to recognize physical impairment and provide clients with an effective, respected holistic form of recuperative healthcare. There are many Illinois chiropractic schools to choose from, so the serious student needs to make an informed choice.

The field of chiropractics is based on the philosophy that the body is able to restore and maintain health without drugs, providing a satisfying alternative for today's patients who seek natural methods of achieving health and wellness. Chiropractic schools prepare future chiropractors to answer the call for more professionals to fill positions in this growing and lucrative field of holistic healthcare.

Students will learn to gather critical information from clients, assess and diagnose conditions, and treat patients with skeletal, muscular, and nervous system problems. Chiropractic schools in Illinois teach students to treat disorders by bringing back natural balance to the body, allowing a return to health without drugs or invasive techniques.

Chiropractic schools espouse holistic philosophies of health, emphasizing the overall physical and mental wellness of each client. Students learn to address patients as individuals and to recommend and perform treatments that return the whole body to a state of health. Aspiring chiropractors will learn to weigh all information gathered from clients, assess all factors and conditions, diagnose, and make adjustments and recommendations that allow the body to return to a natural state of health. Recommendations may include exercise, making adjustments to nutrition and the patient's environment, quality rest, massage, and adjustments to the spinal column and joints. Students also learn how to confer with other health professionals and to make referrals when need dictates.

Most chiropractic schools in Illinois will allow students to choose specializations. Students can obtain certification in neurology, pediatrics, nutrition, internal disorders, orthopedics, sports injuries, or diagnostic imaging. Courses in business for those wishing to operate their own private practices may also be provided; however, it is highly recommended that students attend additional business courses to ensure a successful independent business practice.

To become a licensed practitioner of chiropractics, you can expect to spend six years in gaining an education through college and internships and passing national and state examinations. Graduates may earn moderate incomes in the beginning, but will enjoy rewarding increases as their practices grow. Median annual earnings of salaried chiropractors in the U.S. are about $70,000; maximum chiropractor incomes are reported to reach $120,000 or more.

To learn more about Chiropractic Schools in Illinois and other regions, we urge you to visit our website to find chiropractic training that will meet your goals and aspirations for the future. If necessary, you may wish to expand your search to other states, such as:

Chiropractic Schools in Connecticut

Chiropractic Schools in Oregon

Chiropractic Schools in Minnesota

Chiropractic Schools in California

Chiropractic Schools in Missouri

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2007 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Labels: , , , ,

Monday, April 02, 2007

Almeda University

Life experience degrees online and terms like scandal, diploma mill, degree mill, go hand in hand. This is the outcome of some unscrupulous institutions stemming up in the name of providing degrees and diplomas and spoiling the name of the whole business.

Regardless of the general perception of the life experience degree system in the public, the public knows it well that there are institutions which offer credible life experience degrees. It is just that people on message boards 'flow' in a sham and try to project themselves as cool or whatever if they second something said by the other one. It is a well-known fact, that people are different in real world and different in forums and bulletin boards.

Almeda University is a university which has been sucked into the black hole of the online life experience degrees scandal, just because it, too, offers life experience degrees. A thing to note, as to why Almeda has drawn much flak is that the university awards degrees totally online, no examinations nothing.

Again, the above statement is just a supposition which exists in the general public. Almeda DOES verify your eligibility by asking you to write a thesis or dissertation if in doubt. If you write a thesis on behalf of your dog, your dog would get the degree - not on its virtue, but because of you - so, in effect, it is you who got the degree. This is not a joke; it is YOU who are trying to defraud the university by faking credentials, it is YOU who are contemplating a crime.

Life experience is your practical knowledge gained through regular interaction with your job. Reward it with a life experience degree, valid in over 67 percent of the corporate world and watch doors open for you.

Labels: , , ,